We help families create a better financial future by finding the best home refinancing loan.
We make it easy
- We are your only point of contact for the loan process (available weekends and after hours).
- We treat you like family, understand your lifestyle goals, and work to financially educate.
- We have a simple 4-step process from application to closing.
Quick & Painless
- 10-minute, simple online application or phone call.
- Loan pre-approvals in 48 hours or less.
- We provide consistent communication and updates throughout the process. Your questions will never go unanswered.
We get loans closed
- We have long-standing, direct relationships with fantastic underwriters.
- We are local, we know the area, the appraisers, the pitfalls and the pain points.
- Our approvals are quick and clean and our closings happen on time.
A cash-out refinance allows a borrower to access funds from the equity that they have accumulated in the home. The more equity in the home, the more funds available. A cash-out refinance is a good way to consolidate debt, pay for home improvements or renovations, apply the cash to a down payment on a second home or investment property, or pay for unexpected repairs.
No cash out refinance
This mortgage refinance allows borrowers to change the terms of their current loan. The most common reasons to refinance are to get a lower rate and lower monthly payments, get into a better loan program, eliminate monthly mortgage insurance, go from an adjustable rate to a fixed rate, or refinance into a shorter loan term, which could help you pay off your home faster.
Our Simple Loan Process
We make this process comfortable, understandable, and fast
Online or by phone, 10-15 minutes. We immediately process your file with a credit check, income/asset verification, and automated underwriting approval. Pre-approvals are issued within 48 hours.
We spend time with our clients to review and educate on loan options. Our recommendations match your goals and dreams. When was the last time your loan officer listened to what YOU want?
Our streamlined, digital system allows us to process your file and submit to underwriting quickly. Direct relationships with our lenders means we get clean initial approvals in about 3-5 days.
We have a proven track record of closing thousands of loans on time. Preparation and attention to detail are the key here. It is our priority to make sure both you and your loan are ready for closing.